Buy your home without compromising your faith

Here Is How We Ensure Islamic Finance Compliance

01

Ethical Funding Sources

We use funds from investors, not conventional banks, ensuring no interest-based financing.

02

Shariah-Compliant Model

Our approach follows the Bai’ Mu’ajjal method, aligning with Islamic finance principles.

03

Transparent Contracts & Agreements

We acquire properties through contract and sell them with a cost-plus margin arrangement.

04

Fixed Payments

Instalments are fixed for the entire contract term, with a mortgage registered for security, adhering to Islamic guidelines.

The Baytulmaal difference

100% Halal Home Buying

Islamic compliant principles, giving you peace of mind in your homeownership journey.

Shariah Compliant

Shariah compliant regulated investment in Baytulmaal Property Trust ARSN 674 597 445

Fully Licensed

Holds both an Australian Financial Services Licence and a Australian Credit Licence

Community Focused

Building stronger communities through ethical homeownership.

Innovative Model

A smarter, sustainable path to owning your home through Bai’ Mu’ajjal Islamic model.

Baytulmaal Property Trust - Property for Sale

Ba’i Mu’ajjal Contract

No interest No bank No Late Fees
No interest No bank No Late Fees

O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. But if you do not, then be informed of a war [against you] from Allah and His Messenger

Quran - Al-Baqarah 2:278-279

Simple process. Always.

01

Explore Available Properties

Browse through a selection of homes that have either been sourced by Baytulmaal or proposed by investors. Each property is thoroughly vetted to meet quality standards, offering prospective buyers a diverse range of options.

02

Request a Home Inspection

Interested buyers can submit a request for an inspection using a formal Letter of Offer, expressing their interest in the property and scheduling a visit.

03

Confirm Inspection Details

Upon receiving the request, a confirmation email will be sent, providing the date and time for the home inspection, allowing potential buyers to view the property in person.

04

Submit Application & Financial Plan

Prospective buyers can formally apply for the property through an Expression of Interest (EOI) form and submit a detailed budget planner to assess financial eligibility.

05

Application Assessment & Interviews

Baytulmaal reviews applications thoroughly. A shortlist of applicants is then created, with interviews conducted to better understand each buyer's situation and needs.

05

Final Selection & Contract Signing

After the final buyer is selected, the home is secured through contract signing, completing the purchase and preparing for the new homeowner's journey.