Mr Phil Baker is a responsible manager for purposes of the AFS license issued to Baytulmaal Finances Limited. Mr Phil Baker has over 30 years’ experience in the fields of property investment, property management and funds management. He has qualifications in urban & economic Geography and politics, urban planning, urban estate management and applied finance and investment. Over the last 15 years, Mr Baker has been a director and/or responsible manager for several retail and wholesale property trusts. Prior to his fund management roles, Mr Baker was a manager with Macquarie Bank. In addition to property funds, Mr Baker has also been involved with the creation of a fintech investment fund. He has completed RG 146 courses to enable him to offer general financial advice.